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Reflections on the CAS Annual Meeting and Our Profession
Multiple December 05, 2018 Posted in: General, News
At last month’s Casualty Actuarial Society (CAS) Annual Meeting in Las Vegas, we were each honored to become Associates of the CAS and receive our ACAS credentials. What made this time even more special was the fact that we had both followed “non-traditional” routes to join the actuarial profession. We’d like to share some of our reflections on our time at the meeting and our respective career journeys.
Where There’s Fire, There’s Smoke
Linda Brobeck November 27, 2018 Posted in: Blog Posts, General, Homeowners, News
We’ve all heard the old adage, “Where there’s smoke, there’s fire,” but the reverse is now top of mind for those of us in northern California. Since November 8th, the Camp Fire in Butte County has burned over 150,000 acres, over 17,000 structures and has claimed over 80 lives, with several hundred souls still missing. While I certainly don’t want to downplay the fire’s devastation, I do want to draw attention to another dangerous matter: the air pollution it has generated.
Why Do You Go To Work Each Day?
Julie Calmès October 25, 2018 Posted in: Blog Posts, General
We all share some common motivators for going to work each day: Putting food on the table. Paying the rent or mortgage. Traveling. Saving for the kids’ college educations. Preparing for retirement. Lately, as I watch my parents, my children and myself grow older, I’ve been pondering some of life’s larger questions. A lifelong learner, I’ve always enjoyed listening to others and gleaning what I can from their experiences. I’m fortunate to truly enjoy the work I do, so I've been curious as to what motivates my Pinnacle colleagues to get out of bed and really want to go to work each morning. Here are some of their kind and thoughtful revelations.
The predictors in my model are all significant at the 5% level. So?
Radost Wenman September 12, 2018 Posted in: Blog Posts, Predictive Analytics

In recent years, statisticians and researchers have continued to vigorously sound the alarm on the use and abuse of p-values in clinical studies and statistical modeling in general. Look no further than the official statement of the American Statistical Association (ASA), “The ASA’s Statement on p-Values: Context, Process, and Purpose,” that was published just two years ago in response to the ever more heated debate on the confirmatory role of p-values in quantitative science and the validity of statistical inference. While many in the scientific community have generated discussions and commentaries on the misuse of p-values, the ASA’s policy statement succinctly synthesizes “several widely agreed upon principles underlying the proper use and interpretation of the p-value.” The ASA’s statement puts forth six principles aiming to guide practitioners in their search for statistically significant effects, ameliorate the problem of false discovery rates and irreproducibility of results, and thus improve on the applicability of the scientific method.

Another Reduction in Workers’ Compensation Pure Premium Rates for California
Greg Fears August 28, 2018 Posted in: Blog Posts, Workers’ Compensation
Reforms to the California workers’ compensation system implemented over the past few years have led to moderating trends in both claim frequency and claim severity. The upward trend expected in future average wage levels is also serving to lower pure premium rates. Given the relative stability in costs over the past several years, the reduction in the average pure premium rates should contribute to a healthy, vibrant and competitive market.
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