Contractors Update

Construction is consistently one of the most dangerous industries with liability exposure at every turn. However, our extensive experience proves that your unique and challenging exposures, and how you finance them, are both manageable and considerably under your control.

At Pinnacle, we begin by examining the totality of your operation’s real world circumstances. We then look at your claims experience to quantify the expected ultimate costs of your claim liabilities. We may use a reserve analysis to estimate a proper accrual for prior years’ claims, or a funding study to estimate the expected costs for next year’s claims.

Contracting Experts

Contractor Services

Benchmarking

Pinnacle strives to construct benchmarks for any analysis, whether ratemaking, loss reserving or some other use, as close as possible to replicating the nature of the underlying data being reviewed.
Collateral Negotiations

Pinnacle provides loss reserve analyses and other diagnostics in support of collateral negotiations associated with deductible and/or self-insured retentions.
Cost Allocations

Pinnacle is experienced developing cost allocation mechanisms by member or department in the most equitable manner using elements such as – exposure, geographic cost differences and actual loss experience.
Damage Calculations

Pinnacle has experience working with large datasets and creating models to assess damages and develop scenario outcomes.
Alternative Risk Transfer Program Design

Pinnacle helps alternative market risk owners, captive managers and service providers determine risk retentions that optimize the balance between the cost of risk transfer and loss volatility.