Joseph A. Herbers
Robert J. Walling III
Aaron N. Hillebrandt
Roosevelt C. Mosley Jr.
Derek W. Freihaut
Timothy C. Mosler
Very much appreciate our Pinnacle consultant's willingness to be available on what would otherwise have been vacation or personal time.
Pinnacle’s consultants have provided both testimony and expert reports in a wide variety of administrative hearings, lawsuits, arbitrations and other proceedings.
Pinnacle has consultants who are experienced as expert witnesses in arbitrations and also ARIAS-certified arbitrators.
Pinnacle strives to construct benchmarks for any analysis, whether ratemaking, loss reserving or some other use, as close as possible to replicating the nature of the underlying data being reviewed.
Pinnacle provides special interest seminars for
attorneys that include loss reserving, ratemaking and valuation to explain key
issues and best practices.
Pinnacle has experience working with large datasets
and creating models to assess damages and develop scenario outcomes.
As property/casualty insurance and financial litigation continues to grow in complexity, it is essential that you have independent, credible and expert actuaries who can explain actuarial matters clearly and effectively.
From routine business support to complex litigation, you need independent actuaries you can trust and understand. Coupled with a solid reputation for credibility, we have extensive experience handling new license applications, complex litigation, class actions, arbitration, administrative hearings and other contractual disputes.
As well, we are seasoned actuarial litigation experts who can support your efforts to make your case as strong as possible through expert testimony where needed. To help you build a better case, we will successfully sort through challenging issues and finer details to identify key arguments, create resolution scenarios and assess financial damage.
Our actuarial litigation support team has extensive experience supporting insurer in-house legal staff for law firms and their clients, as well as presenting testimony before legislative bodies, administrative rate hearings, special panels and federal, state and county courts. We can serve in all US jurisdictions, and our clients include insurers, banks, self-insured companies, captives and state insurance departments.
Pinnacle’s experience assisting law firms includes coverages such as:
Pinnacle Captive and Alternative Markets Brochure
Pinnacle has a dedicated staff of consultants and actuarial analysts focused on serving the alternative markets.
Pinnacle Commitment Beyond Numbers Brochure
Empathetic Customer Service, Superior Communication, Expertise, Better Business Decisions
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Administrative Rate Hearings
Pinnacle has developed an excellent working knowledge of state rate regulatory requirements and in challenging states such as California, Florida and Texas.
In California, Pinnacle has provided expert witness testimony in support of insurer rate requests on numerous occasions, covering issues such as the treatment of reinsurance costs in catastrophe ratemaking, auto classification plans and appropriate trends for auto insurance.
In Florida, Pinnacle consultants have assisted insurers with homeowner rate filings before the Office of Insurance Regulation addressing such issues as territorial ratemaking, catastrophe loads and appropriate trend selections.
In Texas, Pinnacle provided expert witness testimony to the Insurance Commissioner as part of the 2003 rate regulatory reforms. Since then, Pinnacle has assisted insurers with contested personal lines rate requests.
Pinnacle was asked to provide a legislative costing analysis and expert testimony regarding proposed legislation that would substantially expand coverage for construction defects in Oregon. Pinnacle’s study and testimony focused not only on the current conditions of the contractors’ liability insurance market compared to other states, but also the historical changes seen when other states made similar changes. Our analysis also focused on the relationship between home warranties and commercial general liability insurance policies and how these risk mitigation techniques differ over time after a home is completed.
Pinnacle was retained by a major national political organization to investigate the impact of several workers compensation reforms including: implementation of mandatory managed care, privatization of state workers compensation insurance funds and the permitting of private insurers to enter previously monopolistic workers compensation states. Our analysis looked at state-level differences in rate levels, insurer experience, coverage competition, the mix of medical and indemnity claims and numerous other metrics. The study was extremely well received and ultimately presented to more than half of the nation’s governors.
At Pinnacle, we partner with you to explore whatever path it takes to find the answers you need.
July 17, 2022
Farm Bureau Actuarial Conference
July 21, 2022
July APEX Webinar -
Causes of Recent Adverse Development