stack of papers

Our experienced property/casualty actuaries can apply their expertise to help you understand potential legislative impact in your state. Our costing studies of proposed insurance legislation help policy makers in many states sift through legislative implications. And, as you work to meet stringent deadlines in even more complicated political circumstances, we will make sure our analysis is both timely and easy to understand.

We bring a wealth of experience in providing both written and oral testimony to support our findings. As expert witnesses, our actuaries assist insurance trade organizations and state regulators, legislative committees and industry associations, including physician and hospital groups.

As innovators in the actuarial profession, we helped create the underwriting and pricing practices that are now industry standards. We remain on the cutting edge of actuarial science through our thought leadership and recognized commitment to the profession. By combining deep expertise with insight gained from a wide range of unique clients, we stand apart from other providers.

Independent. Solely owned by our professional staff, Pinnacle is not affiliated with any insurance company or accounting firm. Pinnacle’s independence is demonstrated by the variety of clients who trust us for legislative support projects, including state insurance regulators; state legislative committees; insurance trade organizations; and state associations of physicians, hospitals, insurers and trial lawyers.

Credible. Our legislative support spans a variety of cases and venues. As recognized leaders in the actuarial profession, our legislative analyses are given the highest standard of credibility.

Experienced. Pinnacle's seasoned actuaries bring insight from years of experience in the industry. In addition, our team includes training actuaries who can provide a fresh perspective. We pull from our deep bench to assemble the right team for each assignment.

Legislative Costing Services

  • Closed Claims Studies
    Pinnacle has compiled relevant databases for use as the basis for legislative costing analyses and other studies.
  • Expert Witness Testimony
    Pinnacle provides costing and impact analyses of proposed legislative changes, as well as written and oral testimony in support of our analyses.
  • Government Insurance Programs
    Pinnacle’s team of experienced experts can provide expertise to help craft and quantify the impact of solutions for issues affecting the insurance market in today’s rapidly changing environment.
  • Impact Analyses
    Pinnacle has experience not only determining the cost of potential legislative changes, but also assessing their impact on affected segments and stakeholders.
  • Legislative Costing
    Pinnacle excels in providing expected changes in insurance costs due to proposed legislation on behalf of state insurance regulators; state legislative committees; insurance trade organizations; and state associations of physicians, hospitals and trial lawyers.

Legislative Costing Industries

Our expertise applies to a broad range of agricultural areas, supporting the ever-evolving agricultural economy.
Pinnacle’s experts understand the rapidly changing health care services environment. We have provided actuarial consulting services in every aspect of medical professional liability insurance at the local, state and national levels.
Contractors understand how insurance costs can adversely affect their ability to remain in business. We serve the entire spectrum of risks from heavy civil exposure to general contractors to artisan contractors. The exposure to liability and workers compensation risk is challenging but the manner in which such costs can be measured and controlled is where Pinnacle adds considerable value.
Our focus is to quantify the expected ultimate costs of insurers' transportation claims liabilities and reflect the unique characteristics of risk exposures.
Pinnacle understands that manufacturers face numerous liability exposures, from workers' compensation to auto, and many more. We help manufacturers manage exposures in the highly variegated manufacturing industry.

Who We Serve in Legislative Costing

We have specific expertise in programs that protect the public welfare, such as petroleum storage tank pollution coverage or programs for infants with birth-related injuries.
Whether you need to develop an enterprise risk management program, identify best practices for your industry or procure expert insight and analysis for a broad range of projects, our team of experts are focused on doing whatever it takes to exceed your expectations, time and time again.
Pinnacle provides a variety of services to insurance regulators. Services include financial exams including risk-focused examinations, rate filing reviews and model reviews. Pinnacle has also assisted regulators with captive applications reviews, training, and legislative costing.

Start a Conversation