FCAS, MAAA, CERA
Principal and Consulting Actuary

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Robert J. Walling III

Rob Walling is a principal and consulting actuary with Pinnacle Actuarial Resources and has been in the insurance industry since 1989 and in consulting since 1997. He is primarily focused on product development, ratemaking and loss reserving studies for captive insurance companies, risk retention groups, self-insurance programs and admitted insurance companies. He also provides legislative costing, regulatory and litigation support. Rob has been named one of Captive Review’s Captive Power 50 for the last five years. He has served on the Casualty Actuarial Society (CAS) Board of Directors, the Casualty Committee of the Actuarial Standards Board, and chairperson of several CAS and American Academy of Actuary (AAA) committees and task forces. He is a faculty member of the International Center for Captive Insurance Education (ICCIE). Rob is a frequent author and speaker on a wide array of topics.

Publications and Media

What's an innovative actuary to do?
Captive Review - Cayman Report
Authored by Robert J. Walling III.

December 3 2020 APEX Webinar
So You Want to Be An Innovative Actuary
Authored by Kendra Letang and Robert J. Walling III.

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Case Studies

Capital Allocation

Capital Allocation

A reinsurer wanted to compare technical treaty prices using varying capital allocation methodologies. A Pinnacle actuary assisted in the design of a model that used standard allocation methodologies, capital allocation based on marginal impacts to rating agency required capital, and recent ideas in capital consumption / utility theory. The result was a pricing model that highlighted the sensitivity of expected ROEs to the chosen capital allocation method and allowed underwriters to make more informed decisions.

Competitive Analysis - Commercial Lines

Competitive Analysis - Commercial Lines

Pinnacle was approached by a major national commercial lines insurer to provide comprehensive competitive analysis of the businessowners policy (BOP) and commercial automobile insurance market places. Pinnacle’s analysis began with a comprehensive review of the products filed by the leading twenty insurers of these products examining coverage features, rating elements, tiering and scoring elements, unique coverage features and several other key product development elements. Following this initial step, Pinnacle performed detailed territory and premium comparisons for several states using a dynamic premium comparison engine that allowed investigation at the class, coverage amount and territory level of detail. The company used a batch rating feature to develop indicated rate level estimates. Mapping features looking at ranking and pricing differences were also produced. All of this information was incorporated into a countrywide overhaul of the company’s products and pricing.

Medical Malpractice PCF

Medical Malpractice PCF

Pinnacle has developed an excellent working knowledge of patient compensation and birth-related injury funds in many jurisdictions, including Florida, Indiana, New Mexico, Ohio, Virginia, and Wisconsin. In several of these states, we not only complete regular rate indications and loss reserve analyses, we are frequently involved in legislative costing of proposed laws that may impact the fund. These proposed laws have included addition, modification and removal of damage caps, changes to primary coverage limits, revisions to program eligibility or mandatory coverage requirements, and program benefits changes. In all of these states, policymakers have benefitted from Pinnacle’s expert analysis, understandable reports and insightful advice.

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