Headshot of Michelle Sun

Michelle Sun

FCAS, MAAA
Senior Consulting Actuary

Expertise

Areas of Focus
Medical Professional Liability, Physicians Groups, Self-Insured/Large Deductible Plans, Ratemaking, Reserving

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Michelle has been in the insurance industry since 2007, with a strong focus on medical professional liability (MPL). She brings deep expertise across the MPL landscape, including extensive knowledge of regulatory environments and market dynamics in all 50 states. Her experience spans working with some of the nation’s leading MPL carriers, where she specialized in pricing strategies for physician groups, hospitals and self-insured or large deductible programs.

Michelle’s actuarial background is highly diversified, covering ratemaking, rate filing, reserving and economic capital modeling. She has played key roles in launching new insurance products and developing pricing solutions tailored to complex healthcare risks. In addition, she served as a rate review actuary for the state of Texas, where she reviewed filings across most commercial lines of business, gaining valuable regulatory and compliance insights.