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A decade ago, autonomous vehicles (AVs) seemed
like a futuristic gimmick, out of reach.
Today, however – although the word “autonomous” might
suggest otherwise – most people drive some sort of AV. Various rate filings, both for commercial and
private passenger auto, give an idea of how autonomous vehicles are being
priced with regard to insurance. Although rate filings do not exist for fully
autonomous vehicles, many filings offer discounts for having an
autonomous feature attached to the vehicle.
This raises the question – would fully
autonomous vehicles be even more cost-effective with regard to insurance?
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