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California Homeowners Insurance – Availability and Affordability as Wildfires Burn
As of November 2020, there were 9,279 wildfires in California. These incidents were responsible for 4.2 million acres burned, 31 fatalities and over 10,000 structures damaged or destroyed. According to Cal Fire, significant fire potential remained above normal across Southern California through December. Even before the devastating year, the California Department of Insurance (CDI) was researching the availability and affordability of wildfire coverage. One step in increasing availability was ordering the California FAIR Plan to provide a comprehensive policy in addition to its fire-only coverage by June 1, 2020. 
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