Risk Distribution - Expected Adverse Deviation (EAD) Case Studies
This paper explores the Expected Adverse Deviation (EAD) methodology as a tool in developing and designing an insurance program structure through five Case Studies.
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The Florida homeowners sector is one of the most dynamic in the insurance industry. With a unique economic, geographic and legal environment, market conditions change frequently. Pinnacle is very pleased once again to present our annual State of the Florida Homeowners Market APEX Webinar. On this APEX, Vice President of Corporate Analytics for Citizens Property Insurance Corporation March Fisher, Pinnacle Senior Consulting Actuary Chris Schubert and Consulting Actuary James Wencil will present and analyze the latest Florida homeowners market data and share insights into this large and important segment.
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Alternative MarketsWhether a captive, public entity pool, self-insured entity or other, alternative markets programs share the need to control insurance costs over the long term. Pinnacle is a leader in providing actuarial consulting services for this large segment.
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Enterprise Risk Management (ERM)Pinnacle has decades of experience in solutions for ERM and can assist in initial review, design and documentation of internal economic capital models and marginal pricing frameworks, among other services.
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Legislative CostingPinnacle’s experienced property/casualty actuaries help you understand the potential legislative impact in your state, and our costing studies of proposed legislation can help policy makers understand legislative implications.
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Litigation Support/Expert WitnessProperty/casualty insurance and financial litigation continues to grow in complexity, and Pinnacle’s you independent, credible and expert actuaries can testify and explain actuarial matters clearly and effectively.
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Loss ReservingPinnacle is a leader in the evaluation of indicated accruals for unpaid claims liabilities and other reserves held by companies for financial reporting purposes. Our consultants take leadership positions in professional committees that promulgate standards for loss reserving and are active participants in discussions pertinent to such services. We rely both on both traditional methodologies and innovative techniques that may be warranted given circumstances of the particular assignment.
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Predictive AnalyticsPredictive analytics is a key contributor to the success of personal and commercial insurers of all. As recognized leaders in predictive analytics, pricing and underwriting, Pinnacle has managed hundreds of projects for insurers of all sizes, from top 10 property and casualty insurance companies to small insurers.
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